An Internationl Peer Reviewed

SCHOLARLY RESEARCH JOURNAL FOR INTERDISCIPLINARY STUDIES

Jun-Jul,2023, vol-11/58

Impact Factor: 7.278

ISSN: 2348-3083

Date: 2023-08-01

SRJHEL , JUNE-JULY 2023, Vol-11/58

JUNE-JULY 2023, SRJHEL, vol-11/58

Editor



ATTITUDE OF UNIVERSITY STUDENTS TOWARDS ONLINE LEARNING DURING COVID-19

Prof. Ajay Kumar Attri

Page No.: 306 - 313

The attitude of students towards online learning can vary depending on several factors, including their personal preferences, previous experiences with online education, and the quality of the online learning platform or resources provided. Online learning became the primary mode of education during the pandemic, and understanding students' attitudes helps identify how well they adapted to this new learning environment. By studying their attitudes, researchers can gauge the effectiveness of online learning methods and identify areas for improvement. To study the attitude of Himachal Pradesh University students towards online learning during covid-19, an online survey method was conducted. Here questionnaire is designed in Google form and sent to 227 university students via social media like WhatsApp, email, and Facebook. Participants for this study were selected using convenience sampling. The students' Attitudes towards Online Learning Scale by Jyothi and Vijayabhinandana (2021) was used in this study. Percentage analysis was used to find out the attitude of Himachal Pradesh University students towards online learning during covid-19. It was found that 27% of university students were experiencing online learning for the first time during COVID-19 and 58% of university students felt that COVID-19 harmed their study. Further, 63% of university students found online learning more difficult than face-to-face. The most common negative impacts as agreed by most of the students were hard to interact online with peers (62%) and teachers (61%). However, almost half (49%) of the respondents agreed online learning is less time-consuming than face-to-face learning. In total, 60 % of university students indicated that their home environment supported online learning. Further, 55% of participants are confident with their computer skills; further 55% of participants believe that academic dishonesty is more in online teaching and learning. Keywords: Attitude towards online learning; COVID-19; university students; online learning
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Afroz, R., Islam, N. ., Rahman, S., & Zerin Anny, N. (2021). Students and teachers' attitude towards online classes during Covid-19 pandemic: A study on three Bangladeshi government colleges. International Journal of Research in Business and Social Science (2147- 4478), 10(3), 462–476. https://doi.org/10.20525/ijrbs.v10i3.1155 Akcil, U., & Bastas, M. (2021). Examination of University Students' Attitudes towards E-learning during the COVID-19 Pandemic Process and the Relationship of Digital Citizenship. Contemporary Educational Technology, 13(1), ep291. https://doi.org/10.30935/cedtech/9341
CRITICAL ANALYSIS OF DEPRESSION AMONG HIGHER EDUCATION STUDENTS OF KOLKATA

Rima Dutta, Dr Dipty Subba &Prof. Mukti Pada Sinha

Page No.: 314 - 325

Students of all ages are susceptible to depression, which is a common mental health disorder that impacts millions of people worldwide. The major aim of the study was to investigate the rate of prevalence of depression among higher education students in Kolkata in relation with different demographic factors viz. gender, type of family and minority status. In order to fulfill the aim of this investigation, a cross-sectional survey design was used. The study's sample included undergraduate and postgraduate students located in Kolkata, West Bengal. A total of 250 participants, including both undergraduate and postgraduate students, were recruited using a random sampling method from various higher education institutions, namely colleges and universities, located in the Kolkata area of West Bengal. This research aimed to examine the association between depression and many independent factors, including higher educational levels, gender, type of family, and minority status. Depression was used as the dependent variable in this analysis. To access the depression levels of higher education students, researchers used Beck Depression Inventory (BDI) including a demographic data sheet. Major findings yielded that firstly, majority of the undergraduate and postgraduate students appeared with mild level of depression and educational levels had no significant dependency on levels of depression (p>0.05). Secondly, most of the male students showed moderate level of depression and the majority of female students showed mild level of depression and gender had a significant dependency on levels of depression (p<0.05). Thirdly, majority of students from both categories of family type appeared with mild level of depression but types of family had no significant dependency on levels of depression (p>0.05) and lastly, minority status wise majority of non-minor students showed mild level of depression and majority of minor students emerged with moderate level of depression and a significant relationship found between levels of depression and minority status of students (p<0.05). Keywords: Depression, Mental health, Well-being, Academic Achievement, Higher education students
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World Health Organization. (2019). Depression. Retrieved from https://www.who.int/news-room/fact-sheets/detail/depression. Avenevoli, S., Swendsen, J., He, J. P., Burstein, M., & Merikangas, K. R. (2015). Major depression in the National Comorbidity Survey-Adolescent Supplement: Prevalence, correlates, and treatment. Journal of the American Academy of Child & Adolescent Psychiatry, 54(1), 37-44.
INDIA–US RELATIONS: A ROAD MAP FOR THE 21ST CENTURY

Babai Nandi

Page No.: 326 - 342

The world’s two largest democracies India and US year after year have proved that diversity is our strength. Although in the past their relationship has faced many ups and downs but looking towards the future they are convinced that it is time to embark on a new and purposeful direction in their relationship. Together they represent a fifth of world’s people, more than quarter of the world’s economy. They have built creative, entrepreneurial societies and have become leaders in the information age. The current of commerce and culture that link our societies run strong and deep. In many ways, the character of the 21st century world will depend on the success of our co-operation for peace, prosperity, democracy and freedom. The world is increasingly coming together around the democratic ideals india and US have long championed and lived by. That presents us with an opportunity, but also a profound responsibility to work together on the shared ideals and to bring a natural partnership of shared endeavours. In the new century, India and the United States will be partners in peace, with a common interest in and complementary responsibility for ensuring regional and international security. We will engage in regular consultations on, and work together and with others for, strategic stability in Asia and beyond. We will bolster joint efflorts to counter terrorism and meet other challenges to regional peace. We will strengthen the international security system, including in the United Nations and support the United Nations in its peacekeeping efforts. We acknowledge that tensions in South Asia can only be resolved by the nations of South Asia. India is committed to enhancing cooperation, peace and stability in the region. Keywords: Roadmap for 21st century, India-us relations, partnership, democratic ideals
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David Shambaugh, “Facing Reality in China Policy”, Foreign Affairs. January-February 2001, p.51. George Modelski, “ Principles of World Politics”, Free Press, New York, 1972, p. 141 Alexander Wendt, “Social Theory of International Politics”, Cambridge University Press, Cambridge, 1999,p.235.
TECHNOSTRESS, COMPUTER SELF-EFFICACY AND PERCEIVED ORGANIZATIONAL SUPPORT AMONG SECONDARY SCHOOL TEACHERS: DIFFERENCE IN TYPE OF SCHOOL, GENDER AND AGE

Dr.Gagandeep Kaur & Rupinderjit

Page No.: 343 - 354

Technostress can be seen as a relevant factor that may affect teacher satisfaction and teachers’ performance. The objective of the study was to explore the technostress in relation to computer self-efficacy and perceived organizational support among secondary school teachers. The present study was conducted on 11 schools (both CBSE and PSEB) of Amritsar District of Punjab by using descriptive survey method. The researcher had taken 200 secondary school teachers as a sample on the basis of convenience sampling. The researcher had used 3 tools i.e., Technostress Scale by Nathan and Nathan (2002), Computer Self-Efficacy Scale by Singh (2018) and Perceived Organizational Support Scale by Eisenberger et al. (1986) to collect data for the study. The Study revealed that PSEB school teachers have more technostress than CBSE teachers. Further, the results revealed that male teachers and female teachers do not differ with respect to technostress and computer self-efficacy. However, female teachers perceived more organizational support than male teachers. The study also found that teachers of different age groups do not differ with respect to technostress and perceived organizational support. However, teachers of age group 20-30yrs exhibited better Computer Self-Efficacy followed by teachers 30-40yrs, 40-50yrs, above 50yrs. The research findings suggests that the government of Punjab, NCERT and SCERT should be aware about the need of the time and should provide hands-on experiences of ICT in education and provide training of ICT integration for the development of teachers which help to improve the learning of the students. Keywords: Technostress, Computer Self-Efficacy, Perceived Organizational Support, secondary school teachers, ICT integration.
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Bogler, R., & Nir, A.E. (2012).The importance of teachers' perceived organizational support to job satisfaction: What's empowerment got to do with it? Journal of Educational Administration, 50 (3), 287 – 306. Retrieved from http://dx.doi.org/10.1108/09578231211223310 Brod, C. (1984). Technostress: the human cost of the computer revolution. Reading, Mass.: Addison-Wesley.
HAPPINESS AND WELLBEING AT WORKPLACE: A REVIEW OF STUDIES IN LAST THIRTY YEARS

Indrajit Banerjee , Bijoy Krishna Panda & Prof. Muktipada Sinha

Page No.: 355 - 363

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Kun, A., Gadanecz, P. Workplace happiness, well-being and their relationship with psychological capital: A study of Hungarian Teachers. Curr Psychol 41, 185–199 (2022). https://doi.org/10.1007/s12144-019-00550-0 Gadhavi, Dr. Dharmesh & Joshi, Nirav & parikh, Abhishek & patel, Vipul & Thaker, Dharmendra. (2021). EMPLOYEE WELLBEING AND EMPLOYEE'S HAPPINESS: A STUDY OF AN INDIAN UNIVERSITY. Academy of Strategic Management Journal. 20. 2021
CATALYSING NPE-2020’S VISION OF HOLISTIC AND MULTIDISCIPLINARY HIGHER EDUCATION WITH TECHNO-PEDAGOGICAL INNOVATIONS.

Madhuri Hooda & Vidyanand Malik

Page No.: 364 - 383

With the advent of new education policy (NPE-2020), India is moving ahead on the path of becoming a knowledge-based global economy and leading the world in knowledge and wisdom as in ancient times. Higher education has a greater share in making India a superpower. Policy suggest radical changes for higher education to achieve this end. There is a learning crisis in most of higher education institutions in the lack for holistic approach, rigidity of disciplines, proper learning environment, student support system and apathy to use technology in education processes. This research paper critically examines the high need of holistic and multidisciplinary education (HME) for its young and energetic learners for transforming them into all-rounded and creative citizens. To succeed with the scheme of HME, there is a vital need of complete metamorphosis of higher learning institutions, especially in terms of optimal learning environment (OLE) and student support (SS). Policy lays stress on integration of latest technology and evolving pedagogies for effective learning as per the needs of 21st century India. The education world is witnessing a huge wave of techno-pedagogical (technological and pedagogical) innovations in all spheres of teaching, learning and assessment, especially post-pendamics era. There is a growing trend of ICT, internet and digital technology, MOOCs (Massive Open Online Courses), blended and mobile learning, and other educational technologies in education. Technological advancement coupled with innovative pedagogies have the potential to optimize learning experiences by building optimal learning environments (OLE); and to generate a functional and efficient student support system (SS). Research paper analyzes the game-changer role of techno-pedagogical advancements to provide necessary inputs to evolve and implement the idea of HME by promising an effective OLE and SS in higher learning institutions across India. Key Words: higher education, NPE-2020, holistic education, multidisciplinary education, optimal learning, student support, techno-pedagogical innovations, ICT, HME, OLE, SS.
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Alario-Hoyos, C., Perez-Sanagustin, M., Cormier, D., & Delgado-Kloos, C. (2014). Proposal for a Conceptual Framework for Educators to Describe and Design MOOCs. Journal of Universal Computer Science, 20(1), 6-23. Behrens, M.A. (2005), O paradigma emergente e a pratica pedagogica, Vozes, Petropolis. Campos, R., dos Santos, R. P., & Oliveira, J. (2022). Providing recommendations for communities of learners in MOOCs ecosystems. Expert Systems with Applications, 205, 117510. https://doi.org/10.1016/j.eswa.2022.117510 Carvalho, Andreia & Teixeira, Sergio & Olim, Leonilde & Campanella, Sancha & Costa, Teresa. (2021). Pedagogical Innovation in Higher Education and Active Learning Methodologies - A Case Study. Education and Training. 10.1108/ET-05-2020-0141.
HYDRO POWER PROJECTS: SOCIO-ECONOMIC IMPACTS AND SUSTAINABLE DEVELOPMENT

Kewal Krishan

Page No.: 384 - 391

The concept of living in harmony with nature is as old as humankind. However, a modern conception emerged in the term ‘sustainable development’ with the rise of green movements in the late 1960s and early 1970s. Sustainable development can be defined as an approach to the economic development of a country without compromising with the quality of the environment for future generations. This definition captured the spirit of the times whereby government, business, and civil society have strived to make development sustainable. Hydropower accounts for 16% of all global electricity production and it is one of the world’s most widely used renewable, low-carbon energy resources. It plays an important role in enabling communities around the world to meet their power and water needs. In some regions the pace of hydropower growth has been rapid but with little guidance to ensure development is sustainable. However, some of the most promising and influential initiatives to improve development, such as the Hydropower Sustainability Assessment Protocol, have been driven by the hydropower sector itself. This paper addresses the progress that hydropower has made in the context of sustainable development over the past 15 years. The concept of sustainable development does imply limits, not absolute limits but limitations imposed by the present state of technology and social organizations on environmental resources and by the ability of the biosphere to absorb the effects of human activities. But technology and social organization can both be managed and improved to make way for a new era of economic growth. Keywords: Hydro Power, Environment, Sustainable Development, Technology.
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Chandy T., Keenan, Petheram R. J., & Shepherd P. (2012). Impacts of hydropower development on rural livelihood sustainability in Sikkim, India: Community perceptions. Mountain Research and Development, 32(2), 117-125. Frey, G.W., Linke, D.B., 2002. Hydropower as a Renewable and Sustainable Energy Resource Meeting Global Energy Challenges in a Reasonable Way. Energy Policy, 30, pp. 1261-1265.
UPNYAS AUR CINEMA KA ANTSAMDH: VISHESH SANDHRBH MARATHI UPNYAS

Vrushali Suresh Bapat & Surbhi Viplav

Page No.: 391 - 400

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MAHARASHTRATIL JILHA NIYOJAN - AARTHIK VIKASATIL JILHA NIYAJNACHI BHUMIKA

Appaso Machindra Kalel

Page No.: 401 - 410

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CATALYSING NPE-2020’S VISION OF HOLISTIC AND MULTIDISCIPLINARY HIGHER EDUCATION WITH TECHNO-PEDAGOGICAL INNOVATIONS.

Dr. Madhuri Hooda & Vidyanand Malik

Page No.: 364 - 383

With the advent of new education policy (NPE-2020), India is moving ahead on the path of becoming a knowledge-based global economy and leading the world in knowledge and wisdom as in ancient times. Higher education has a greater share in making India a superpower. Policy suggest radical changes for higher education to achieve this end. There is a learning crisis in most of higher education institutions in the lack for holistic approach, rigidity of disciplines, proper learning environment, student support system and apathy to use technology in education processes. This research paper critically examines the high need of holistic and multidisciplinary education (HME) for its young and energetic learners for transforming them into all-rounded and creative citizens. To succeed with the scheme of HME, there is a vital need of complete metamorphosis of higher learning institutions, especially in terms of optimal learning environment (OLE) and student support (SS). Policy lays stress on integration of latest technology and evolving pedagogies for effective learning as per the needs of 21st century India. The education world is witnessing a huge wave of techno-pedagogical (technological and pedagogical) innovations in all spheres of teaching, learning and assessment, especially post-pendamics era. There is a growing trend of ICT, internet and digital technology, MOOCs (Massive Open Online Courses), blended and mobile learning, and other educational technologies in education. Technological advancement coupled with innovative pedagogies have the potential to optimize learning experiences by building optimal learning environments (OLE); and to generate a functional and efficient student support system (SS). Research paper analyzes the game-changer role of techno-pedagogical advancements to provide necessary inputs to evolve and implement the idea of HME by promising an effective OLE and SS in higher learning institutions across India. KeyWords: higher education, NPE-2020, holistic education, multidisciplinary education, optimal learning, student support, techno-pedagogical innovations, ICT, HME, OLE, SS.
18,10,11,20,12,7,6,21,16,14,9,5,1,8,22,13,17,15,19

Alario-Hoyos, C., Perez-Sanagustin, M., Cormier, D., & Delgado-Kloos, C. (2014). Proposal for a Conceptual Framework for Educators to Describe and Design MOOCs. Journal of Universal Computer Science, 20(1), 6-23. Behrens, M.A. (2005), O paradigma emergente e a pratica pedagogica, Vozes, Petropolis.
NEP 2020: AN OVERVIEW ON POLICY AND PROVISIONS FOR PHYSICAL EDUCATION AND SPORTS

Sheeba.S.B

Page No.: 411 - 415

Education has been acknowledged as one of the potential instrument of social change and important means of bringing about national development. Education can no longer be considered merely a vast as of mental acrobatics but has to help in developing an individual who is physically, mentally sound .emotionally balanced and socially adjusted to all. “Soul without body, mind without matter and education without movement are meaningless concept.” Every human being has a fundamental right of access to education as well as physical education and sport that’s why physical education is the most democratic subject. Two years before CBSE has taken decision of experimental, experiential learning with integration of physical education. Physical education should be integral part of education system for holistic development of child. Physical education can provide the right direction and necessary action to improve the health of people in every community, society, nation and even the world. Vision of NEP2020 is directly concerns with nation’s sustainability into an equitable bivariate knowledge of society. The new education policy is bringing drastic change in physical education and sports by eliminating the difference or gap between curricular and extra-curricular activities by giving equal weightage other subjects like science and English. Along with emotional, educational development physical and mental development is very necessary for overall development of child. Physical education is an activity-based approach that focuses on learning by doing. Activity is the link between education and physical education which emphasize great focus on all –round development of child. How physical education helps to make education equitable, Qualitable the concept sound mind and sound body is successful when we integrate physical education in main curriculum and in teaching learning process for mental, emotional and physical development of child. Nowadays our country moving towards sporting nation we all observed Olympic and Para-Olympic performances which motivates young talents of our country. Keywords: NEP2020, Policies and Provisions for physical education, holistic development of child and benefits in daily life.
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http://www.niepa.ac.in/download/NEP%202020%20Implementation%20Strategy_W.pdf https://www.education.gov.in/sites/upload_files/mhrd/files/NEP_Final_English_0.pdf
SOCIOLOGICAL GAZE OF TARE ZAMEEN PAR

Dibangon Pandit

Page No.: 416 - 419

Each and every film has different terrain of thoughts to see the ongoing structure of society. A film depends on the viewers how are they interpret or the ways of thinking based on the film in the essence of the society. A civil encoder tries to send messages throughout the film and then leaves it to the audience for decoding. Sociology is a subject where the subject itself helps us to build the parameters and gaze to know the society and understand the society better. In this paper researcher has chosen the film called “Tare Zameen Par” as content to analysis better in sociological terrain. In this paper researcher has tried to denote how the parents treat a child when he/she is suffering from unknown disorder which wasn’t introduced beforehand. And it presented how it should be treated how should be the socialization process. People are completely blind in between marks and ideal types, an unspoken and invisible rat race we all are involuntarily participated, this are all have discussed in further. Key Words: Socialization, Medical disorder, Ideal type, Taboo.
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Conrad, Peter; Medicalization and Social Control; Vol. 18(1992) Foucault, M. (1980). Power/Knowledge: Selected interviews and other writings, 1972-1977. Vintage.
SOCIOLOGICAL GAZE OF TARE ZAMEEN PARDibangon Pandit

Dibangon Pandit

Page No.: 416 - 419

Each and every film has different terrain of thoughts to see the ongoing structure of society. A film depends on the viewers how are they interpret or the ways of thinking based on the film in the essence of the society. A civil encoder tries to send messages throughout the film and then leaves it to the audience for decoding. Sociology is a subject where the subject itself helps us to build the parameters and gaze to know the society and understand the society better. In this paper researcher has chosen the film called “Tare Zameen Par” as content to analysis better in sociological terrain. In this paper researcher has tried to denote how the parents treat a child when he/she is suffering from unknown disorder which wasn’t introduced beforehand. And it presented how it should be treated how should be the socialization process. People are completely blind in between marks and ideal types, an unspoken and invisible rat race we all are involuntarily participated, this are all have discussed in further. Key Words: Socialization, Medical disorder, Ideal type, Taboo.
18,10,11,20,12,7,6,21,16,14,9,5,1,8,22,13,17,15,19

Conrad, Peter; Medicalization and Social Control; Vol. 18(1992) Foucault, M. (1980). Power/Knowledge: Selected interviews and other writings, 1972-1977. Vintage.
SOCIOLOGICAL GAZE OF TARE ZAMEEN PAR

Dibangon Pandit

Page No.: 416 - 419

Each and every film has different terrain of thoughts to see the ongoing structure of society. A film depends on the viewers how are they interpret or the ways of thinking based on the film in the essence of the society. A civil encoder tries to send messages throughout the film and then leaves it to the audience for decoding. Sociology is a subject where the subject itself helps us to build the parameters and gaze to know the society and understand the society better. In this paper researcher has chosen the film called “Tare Zameen Par” as content to analysis better in sociological terrain. In this paper researcher has tried to denote how the parents treat a child when he/she is suffering from unknown disorder which wasn’t introduced beforehand. And it presented how it should be treated how should be the socialization process. People are completely blind in between marks and ideal types, an unspoken and invisible rat race we all are involuntarily participated, this are all have discussed in further. Key Words: Socialization, Medical disorder, Ideal type, Taboo.
18,10,11,20,12,7,6,21,16,14,9,5,1,8,22,13,17,15,19

Conrad, Peter; Medicalization and Social Control; Vol. 18(1992) Foucault, M. (1980). Power/Knowledge: Selected interviews and other writings, 1972-1977. Vintage. Goffman, E. (2009). Stigma: Notes on the management of spoiled identity. Simon & Schuster
SOCIOLOGICAL GAZE OF TARE ZAMEEN PAR

Dibangon Pandit

Page No.: 416 - 419

Each and every film has different terrain of thoughts to see the ongoing structure of society. A film depends on the viewers how are they interpret or the ways of thinking based on the film in the essence of the society. A civil encoder tries to send messages throughout the film and then leaves it to the audience for decoding. Sociology is a subject where the subject itself helps us to build the parameters and gaze to know the society and understand the society better. In this paper researcher has chosen the film called “Tare Zameen Par” as content to analysis better in sociological terrain. In this paper researcher has tried to denote how the parents treat a child when he/she is suffering from unknown disorder which wasn’t introduced beforehand. And it presented how it should be treated how should be the socialization process. People are completely blind in between marks and ideal types, an unspoken and invisible rat race we all are involuntarily participated, this are all have discussed in further. Key Words: Socialization, Medical disorder, Ideal type, Taboo.
18,10,11,20,12,7,6,21,16,14,9,5,1,8,22,13,17,15,19

Conrad, Peter; Medicalization and Social Control; Vol. 18(1992) Foucault, M. (1980). Power/Knowledge: Selected interviews and other writings, 1972-1977. Vintage. Goffman, E. (2009). Stigma: Notes on the management of spoiled identity. Simon & Schuster. James, R. J., & Tunney, R. J. (2017). The need for a behavioural analysis of behavioural addictions. Clinical Psychology Review, 52, 69-76. https://doi.org/10.1016/j.cpr.2016.11.010 Kuhn, T. S. (1969). The structure of scientific revolutions. University of Chicago Press. Mind self and society: From the standpoint of a social behaviorist. (1972). Rao, C.N. Sankar; Principles of Sociology STEINHART, B. (2002). Patient autonomy: Evolution of the doctor-patient relationship. Haemophilia, 8(3), 441-446. https://doi.org/10.1046/j.1365-2516.2002.00614.x ????????????, ????????; ???????????:??????-??????? (2018)
CUSTOMERS’ CONSCIOUSNESS ABOUT FINANCIAL CYBER FRAUDS IN ELECTRONIC BANKING: AN INDIAN PERSPECTIVE WITH SPECIAL REFERENCE TO MUMBAI CITY

Ameya Madhukar Rane

Page No.: 420 - 432

The use of Machine Learning and Deep Learning techniques has become pervasive in areas of finance, such as trading, mobile banking, payments, and granting of credit to customers. Moreover, these methods are essential in dealing with financial offenses, fraud, and cyberattacks. Cybercrime is on the rise and cybercriminals are taking advantage of hacking and social engineering strategies to undermine the security systems of financial and corporate establishments. It is troublesome to recognize financial cybercrime activities. Banks and other financial organizations have to confront not just the challenge of distinguishing authentic illegal dealings, but also the need of transparency, fairness, and confidentiality from their customers and regulatory authorities, which necessitates applying artificial intelligence techniques to identify fraud-related activities in a specific way. Despite their popularity, there is still a lack of a complete comprehension of the financial cybercrime environment, associated methods, their flaws, and fresh open issues in this area. Through this investigation, the researcher intends to fill the void by examining the financial cybercrime system based on two levels: (a) the various deceitful practices utilized by criminals; and (b) customers' comprehension of various kinds of financial cyber frauds. This study will concentrate on the financial literacy and public understanding of cybercrime technique. The goal is not only to address cybercrime yet additionally to build up preventive measures by characterizing proper procedures which fraud is acted and devoted. It is estimated that the income generated from financial wrongdoings makes up 2-5% of the world's total GDP (approx. $2 trillion USD) (Forum, n.d.). The anti-money laundering rules in effect are not adequate enough to tackle a problem of this magnitude. Not only have the number of crimes, both identified and hidden, grown, but so has their cost. Cybercrime and malicious hacking have become more common. In the world of financial crime, regulators are continually changing the rules, with a view to counter illegal trafficking and money laundering, and governments are more actively utilizing economic sanctions, focusing on countries, organizations and even single people. Institutions are realising that their existing techniques for dealing with such criminal activities are not enough. Keywords: Financial crime, E-Banking, Cybercrime, Security threats, Customer Awareness
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A. Adholiya and S. Adholiya, “A Study on Cyber Security Practices and Tips Awareness among E- Banking A Study on Cyber Security Practices and Tips Awareness among E- Banking Services Users of Udaipur , Rajasthan,” Int. J. Sci. Res. Multidiscip. Study, vol. 5, no. 8, pp. 148–154, 2019. A. Naser, M. Jazzar, D. Eleyan, and A. Eleyan, “Social Engineering Attacks : A Phishing Case Simulation,” no. 03, 2021. Forum, W. E. (n.d.). Global Coalition to fight Financial Crime. Retrieved January 2023, from weforum.org: https://www.weforum.org/projects/coalition-to-fight-financial-crime
EXPLORING SCIENTIFIC TEMPERAMENT AMONG SECONDARY SCHOOL STUDENTS: A GENDER BASED STUDY

Nasir Rasheed & Shabir Ahmad Bhat

Page No.: 433 - 441

Scientific temperament refers to an individual’s ability to use reason, think logically, question ideas and evaluate information based on scientific principles. For the present study the investigator selected a sample of 80 secondary school students (40 male and 40 female) using random sampling method. The scientific temper scale developed by Prof. N.A. Nadeem and Showkat Rashid Wani was administered. The data was analyzed using percentage statistics, mean, standard deviation, and t-test. It was found that male and female secondary school students vary significantly in terms of scientific temper at a significance level of 0.01. Female secondary school students exhibited a higher level of scientific temper than male secondary school students. Among secondary school students (both male and female), the majority exhibited higher levels of scientific temper and none were found to have poor scientific temper. Keywords: Scientific Temper, Gender, Secondary School Students, Curiosity, Open-mindedness, Objectivity, Rationality and Aversion to superstition.
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BHARAT MAIN MALIN BASTIYO KA BAUGOLIK VISLESHAN

Raman Prakash

Page No.: 442 - 453

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ANALYSIS OF NATIONAL PENSION SCHEME AND ATAL PENSION YOJANA WITH SPECIAL REFERENCE TO MUMBAI REGION

Rajkumar A Gupta & S.D Talekar

Page No.: 454 - 464

The National Pension System is an initiative of the government of India that has become a popular and effective way for investors to take part in the financial markets in an easy and low-cost way while spreading their investments across different types of securities, which is called diversification and is an important part of a person's investment strategy. This paper give detail information about the NPS and APY and also tries to figure out how well people are aware about these scheme in Mumbai region. National Pension Scheme was first made for government employees, however later made accessible to all Indian citizens. People with low incomes and those on the edge of poverty want income security, so APY and NPS have been created. NPS is a "contributory" system, in which each the employer and the employee have to put in a certain amount from their pay. After retirement, the employee will get regular earnings from the amount they put in. The National Pension System is an initiative of the government of India that has become a popular and advantageous way for investors to take part in the financial markets in an effortless and affordable way while spreading their investments throughout different types of securities, which is known as diversification and is an essential phase of a person's investment strategy. This paper provide detail facts about the NPS and APY and additionally tries to figure out how far people are aware about these scheme in Mumbai region.
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THE DIFFERENCES BETWEEN STUDENTS PERFORMANCE IN RURAL AND URBAN AREAS: A CASE STUDY OF CHAMARAJANAGARA DISTRICT

Prameela M. & Dr. H Nagaraja

Page No.: 465 - 470

Education is the most important aspect in any society development. Present day’s school has to play a major role in ensuring the successful of the development of the society. As for students, they need to have good skills and has to be proactive with an appropriate futuristic set of mind. Further,students are also need to be active in co curriculum activity along with high academic achievement. The learning environments also have major roles to play in learning and the area where the students’ lives can determine their performance in their studies. In this present research data has been collected through primary survey for the year 2021-2022, for this primary survey totally 500 students were interviewed through questionnaire. Which means there were from each taluk 50 students from rural and 50 students from urban area has involved in this survey from selected schools of the study region. Compare to rural and urban area in urban area student performance is more than the urban area. Still need to improve student performance in rural areas of the study region, because of many region many of the student perform not well compare to urban area, and also students are say in rural area while giving the answers and interacting to others than urban area. Key word: Primary, Good, Average, Interact.
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INVESTIGATION OF THE SATUS OF THE SOCIAL DEVELOPMENT PROGRAMS UNDER SANSAD ADARSH GRAM YOJANA IN RAJGOLI VILLAGE IN KOLHAPUR DISTRICT

Amol Minchekar

Page No.: 471 - 482

The paper is about the social development programs implemented under the Sansad Adarsh Gram Yojana (SAGY) in Rajgoli Village in Kolhapur district. It is objected to analyze the effectiveness of programs expected to implement for the social development of the villagers in the Rajgoli village, i.e., selected in the first phase of SAGY in Kolhapur district. Initially, the researcher did a baseline survey for situation analysis. Accordingly, an impact analysis was made after the intervention by the Government authorities. The paper assesses the effectiveness and impact of voluntary efforts and the programs implemented by government machinery. The paper also highlights the importance of people's participation in the successful execution of government schemes and programs. Key Words- social development, SAGY, Social Work Intervention, Communal Harmonay, Nutrition, Gender.
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A COMPARATIVE STUDY ON THE RELEVANCE OF CONFESSIONAL STATEMENT IN CRIMINAL PROCEEDINGS BETWEEN NIGERIA AND SUDAN.

Hamidu Hardo & Irahim Aliyu Shehu

Page No.: 483 - 491

Notwithstanding the fact that confession is one of the means of establishing or proving a criminal case, but police investigation through confessional statement of the accused person were sometimes rejected based on confessional statement that are made not voluntary. The accused person may tend to make it forcefully by implicating himself. Many countries have their rules which regulate the admissibility of confessional Statements. These rules are made to prevent wrongful conviction of an accused person and also it deterred police from abusing the process of interrogation. Most of the times some techniques of interrogation apply by police officers violate the rights of the accused person. In this article it would look at judicial and statutory authorities on what is confessional statement, the difference and relationship of confession and admission, condition for the admissibility of confessional statement the role play by courts in relation to confession and reference will be made on the position of Nigeria law and Sudan law on confessional statement. The rationale behind the choice of both countries for comparative study is that the received English law has been there major source of law as there were colonized by the Britain.
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AN ANALYSIS OF THE RIGHTS AND DUTIES OF PARENTS TOWARDS THEIR CHILDREN UNDER ISLAMIC LAW IN NIGERIA

Ibrahim Aliyu Shehu & Aisha Muhammad Kadai

Page No.: 492 - 520

There are serious concerns about the rights of children in Nigeria. The recent economic problem that affect the country had been a major reason for the decline of respect of the children’s rights. Similarly, the issue of “Almajiris” activities had caused government to raised alarm about the declining state of children’s rights. This had caused the federal government to be a signatory of the United Nations convention on children’s rights. It then encourage the state government to domesticate the convention. Significantly, however, Islamic law which happened to be the dominant religion in the northern part of Nigeria had adequate provisions on the rights of the children. This is even one of the reasons most of the northern states were reluctant to domesticate the convention in to law. The educated and rich people even appoint the child for domestic work in Nigeria and deprive them from their educational and cultural rights. Someone earns money with the help of child appointing in inhuman work. So, it is a common phenomenon that a child is not able to take the responsibility of household work and others because of immaturity of health and mind. For lack of love and affections a child may become physically and mentally disable and back warded. But the Holy Quran and Prophet (s) emphasize to build up health, mind, education, culture, carrier and character of them. Keywords- Right and Duties of Parents, Children and Islamic Law
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A STUDY OF PERCEPTION, USE AND CHALLENGES OF ELECTRONIC INFORMATION RESOURCES AMONG THE STUDENTS OF MANUU-CTE SRINAGAR

Najamus Saher & Dr. Raihana Malik

Page No.: 521 - 530

The purpose of this study is to investigate the perception, use and challenges of The Electronic Information Resources among the students of MANUU-CTE Srinagar. A descriptive research design was adopted. A census sampling technique was used to collect the data from the students of session 2018-19 and 2019- 2020.The data gathered were analyzed using descriptive and inferential statistics. The results revealed that electronic information resources are used at different levels by respondents. It shows that user's perception influences use of electronic information resources. From the findings it is deduced that user's perception influences use of e-resources, while lack of awareness , training, unreliable internet connectivity, insufficient e-resources in various study areas, unavailability of e- resources on 24/7 and difficulty of identifying relevant information to meet user's needs are challenges hindering use of e-resources. The study concludes that librarians should acquire more e-resources to cover various study areas, create more awareness of e-resources at the library to change user's perception and introduce 24/7 internet services. Key words: Electronic Information Resources, user perception, MANUU-CTE Srinagar
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STUDY OF STUDENTS’ PERSONAL LIFE DURING LOCKDOWN PERIOD

Dr. Kshitija Gandhi & Dr. Pornima Ganesh Kadam

Page No.: 531 - 535

Pandemic situation due to COVID-19 has impacted every person’s life. The researchers here are college teachers and being teachers and mentors are worried about student’s progress, personal and academic life and so on. This made them think about the study for understanding students’ personal and academic life. In the present study researchers have collected data on personal, academic and professional (if they are working) life of students during lockdown period. For this research survey method was used. Data was collected using google from using https://forms.gle/mbNFJ7T8Z4Bxwgme7 link. Likert scale was used to collect data on personal, academic life of students. Data received from 282 students of under graduate and Post Graduate level from Pratibha Senior College. Date was analyzed using graphs and percentage. Only personal life related data is considered for this paper and conclusions were drawn on the basis of collected data to find the fact.
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DEFENSE MECHANISMS: WAYS OF ADJUSTING WITH LIFE STRESS

Homesh Rani Gaur

Page No.: 536 - 542

Stress, from whatever source, calls for adjustment. When our needs and desires are frustrated, we attempt to remove the obstacles between ourselves and our goal or give-up our goal. When we are threatened, we try to eliminate the source of the threat- either by attacking it or by escaping from it. In self-defense, we make efforts to avoid the conflict .In many situations the most effective solution is to withdraw ourselves. We can deal with it through avoidance behavior and escape ourselves. We use defense mechanisms to deal with them. We use such mechanisms to distance ourselves from unpleasant feelings. Defense mechanisms are the psychological strategies to maintain balance and inner peace as well as to cope with the reality. It enables an individual to resolve conflict and reduce his stress and anxiety. Key Words: Defensive, Psychoanalytic, Projection, Sublimation, Compartmentalization, Rationalization, Coping, Mechanism
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INDIAN CYSTERHOOD: COPING AND QUALITY OF LIFE AMONGST INDIAN WOMEN WITH POLYCYSTIC OVARIAN SYNDROME

Divya A

Page No.: 543 - 558

Polycystic Ovarian Syndrome is a long-term endocrine disorder that is marked by Polycystic ovaries, hyperandrogenism, and ovulatory dysfunction. PCOS takes a significant toll not only on one’s physical but also psychological health, which, is often neglected. Since PCOS has no cure but can only be managed through a range of lifestyle and health psychological interventions, it becomes imperative to study how women with PCOS cope with the disorder. This study examined coping, anxiety, depression, stress, and quality of life amongst Indian women with PCOS. Results indicate that coping style, especially disengagement coping style has a significant impact on the levels of depression, anxiety, stress, along with quality of life women with PCOS experience.
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"THE EFFECTIVE LEARNING OF ENGLISH GRAMMAR ' TENSES' THROUGH MULTI MEDIA PACKAGE FOR THE STUDENTS OF STANDARD IX

Mangaiyarkarasi. P

Page No.: 559 - 568

This study examined the effect of multimedia package teaching strategy on the students’ achievement in English to Std IX. It also examined the differential effects in the achievement among Standard IX students. The study used two groups pretest-posttest equivalent-groups design, 50 students for adopting for the present research. English Tense Forms (ETF) Test developed by the researcher has been used for the present study. Students were taught using multimedia package strategy who achieved higher scores and significantly better than those taught using conventional (lecture) method. The study recommended among other things that since multimedia package is found to be an effective strategy and has an enhanced achievement among Standard IX students, the teachers of this subject may accept it as one of the strategies and they can use this for their English grammar teaching.
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USAGE OF TECHNOLOGY BY THE STUDENTS AND TEACHERS IN BIOSCIENCE AT SECONDARY LEVEL

Jakkinaboina Sridevi & Prof. A. Ramakrishna

Page No.: 559 - 577

The present conceptual research focused on the study is to discuss usage of technology by the students and teachers in Bioscience at Secondary Level. Uses of modern technologies (ICT) are an important part of daily life, including the teaching-learning process. Bioscience is considered the queen of all sciences. As a Bioscience subject it help students develop and refine their critical thinking skills, but it allows them to better understand the natural world and its many complexities. For a long time, the role of Bioscience was reduced to the purely academic domain. But present education system, the role of Bioscience is not limited to the purely academic domain. It has entered the field of technology and industry. The present paper focused on the study of discuss usage of technology by the students and teachers in Bioscience at Secondary Level with prime objectives are (i) To understand the usage of technology by the students and teachers in Bioscience at Secondary level. (ii) To discuss the role of ICT in Teaching-Learning of Bioscience. (iii) To analyze the importance of Bioscience subject in the Secondary level.The methodology of the research is a different type involving an interpretative, conversation, observation and study secondary sources, like books, articles, journals, thesis, university news, expert opinion, and websites, etc. Key Words: Usage of Technology, Students and Teachers, Bioscience
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PSYCHOLOGICAL WELL-BEING OF UNIVERSITY STUDENTS DURING COVID-19

Ajay Kumar Attri

Page No.: 578 - 586

Psychological well-being is usually conceptualized as some combination of positive affective states such as happiness and functioning with optimal effectiveness in individual and social life. Psychological well-being during COVID-19 refers to an individual's overall mental and emotional state during the COVID-19 pandemic. It encompasses various factors such as autonomy, environmental mastery, personal growth, positive relations with others, purpose in life and self-acceptance. To study the psychological well-being of university students, an online survey was conducted with 174 students of Himachal Pradesh University, who were pursuing online education during COVID-19. Here Ryff and Keyes's (1995) scale was designed in the Google form and sent via social media like WhatsApp, email, and Facebook for data collection. t-test was used to analyze the data. The psychological well-being of male and female university students differed significantly on the 'Purpose of Life', whereas university students belonging to the social science stream were higher on the 'Autonomy' dimension of the psychological well-being as compared to university students belonging to the science stream during covid-19. Keywords: Psychological well-being; COVID-19; University Students
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DR. BABASAHEB AMBEDKARANI SWIKARLELE SANT KABIR

DR. VITHAL SHAMRAO ATRAM

Page No.: 587 - 592

IN MARATHI
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DIGITAL STORYTELLING TOOLS TO TEACH BIOLOGICAL SCIENCES

Jakkinaboina Sridevi& A. Ramakrishna

Page No.: 593 - 601

Technological developments in the 21st century, it's now necessary to integrate technological emendations effectively into the tutoring- learning surroundings. There were several approaches that allow integration of technology into tutoring- literacy process. One of these approaches is digital storytelling. The present abstract exploration concentrated on the Digital storytelling tools to educate Biological tools. Digital storytelling serves as a popular pedagogical tool to be used by preceptors in different fields for scholars from all age groups, from education situations. The process of producing a digital story requires scholars first to determine a subject, to probe the subject, and to form a script within the frame of their exploration. Following this, the process requires scholars to associate their scripts with similar multimedia rudiments as images, music and plates and to form short stories by using several software’s. scholars completing the process of digital storytelling process can partake their stories with a certain followership in class or on the Internet. participating digital stories could help scholars understand each other and show empathy towards one another. In addition, it also allows scholars to get information about a number of subjects. The present paper focused on the Digital storytelling tools to teach Biological Science with prime objectives are (i) To understand the concept of Digital storytelling tools. (ii) To discuss the Digital storytelling tools to teach Biological Sciences. (iii) To analyze the importance of Digital storytelling tools to teach Biological Sciences. The methodology of the exploration is a different type involving an interpretive, discussion, observation and study secondary sources, like books, papers, journals, thesis, university news, expert opinion, and websites, etc. Key Words: Digital storytelling tools, Biological Science
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Marzano's Teaching Supervision Model: Perception of School Heads

Rakesh kumar

Page No.: 593 - 614

The purpose of this study is to evaluate the perceptions of school administrators on Marzano's Teacher Supervision Model, as well as its influence on instructional practises and the results for students. The primary objectives were to assess the effectiveness of the Marzano paradigm from the perspective of school leaders, identify problems with its implementation, and investigate how feedback and professional development fit within the framework of the paradigm. To achieve these objectives, a strategy that included a variety of approaches was used. Surveys were given to a diverse sample of school administrators and principals, while a smaller number of participants were given the opportunity to participate in in-depth interviews. The technique of acquiring data made it feasible to completely appreciate how school administrators felt about Marzano's model of teacher supervision. This was made possible by the fact that the data could be broken down into categories. Important findings indicate that the majority of school administrators consider the Marzano Model to be a beneficial instrument for the improvement of education as well as the development of teachers. They enjoy how the technique is arranged and how it focuses an emphasis on feedback that is backed by evidence as well as individualised professional development. However, owing to constraints such as time and resources, it is not possible to fully use the model's capabilities as they now stand. The study also highlights how crucial feedback and professional development are for enhancing the efficacy of teachers as well as the enjoyment they experience in their jobs. The outcomes of the research highlight the significance of Marzano's Teacher Supervision Model in terms of encouraging the growth of teachers and improving instruction in the classroom. It provides relevant information on the thoughts and experiences of school administrators, underlining the importance for on-going help and the customization of models to take into account the specific circumstances of each individual school. Because of these findings, school administrators and legislators may be able to strengthen teacher monitoring, which may ultimately lead to improved outcomes for students. Keywords The Marzano Model of Teacher Supervision, school administration, educational leadership, and professional development
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ROLE OF FORMAL EDUCATION IN HUMAN LIFE, CURRENT CHALLENGES AND FUTURE PROSPECTS IN INDIAN CONTEXT

Yuvraj Subhash Sutar& Riyanka Pratapsinh Thakur

Page No.: 615 - 618

Education is not how well you can read, write, speak and listen but whether you can communicate and interact with and perceive the world around you. A good education system not only teaches you practical skills but also helps you broaden your perception, gain better understanding, and teaches you to think for good society. Youths today are quite aware and comfortable speaking about social injustices and other current issues. This can be attributed to the increased access to formal education around the world, which in turn has made people more accepting and open-minded. Therefore, education is a very crucial element of human evolution and development. The importance of formal education is also pronounced in areas of creativity and new innovation. Education encourages thinking outside the boundaries. Education makes aware about life and problems.
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DECOLONIZATION OF THE INDIAN MIND: A CRITICAL STUDY OF GANDHI’S HIND SWARAJ

Rana Vaghela

Recived Date: 2023-06-22 | Accepted Date: 2023-07-20 | Published Date: 2023-08-01

Page No.: 619 - 624

Philosophy of freedom has remained most debated concern of the 19th and 20th century Oriental countries. The encounter of western and eastern cultures reached warlike climax during early 20th century India. The proliferation in intellectualism and humanism opened up new discourse of political and spiritual freedom and equality. Various thinkers criticised colonial government across the globe and initiated freedom movements. The exploitation and subjugation which colonizer practiced over colonized explained in majority of theories. But there is interesting issue about western culture that is its hegemonic impression on colonized minds. The western culture established and imprinted its hegemonic impression on Eastern subjects in such a depth that people started condemning their own culture. Many critics have explained it in considerable depth. One of such thinkers was Gandhi who looked at western superiority from wrong end of the telescope. He developed his own views on colonial government. Gandhi’s discourse of freedom consists of self consciousness and self control. His work Hind Swaraj nicely portrays how Indian people accepted superiority of white people. Majority of people examined the existence of whites in India as a result of their superiority in weapons but Gandhi rejects this hypothesis. Gandhi formulates a discourse where he says that we are enslaved by our mind that is the reason why we are colonized. Thus, it would be crucial to map down how the process of decolonization of Indian mind might be helpful in getting rid of British rules. 



Rana Vaghela. (2023). DECOLONIZATION OF THE INDIAN MIND: A CRITICAL STUDY OF GANDHI'S HIND SWARAJ. Scholarly Research Journal for Humanity Science & English Language, 11(58), 619–624. https://doi.org/10.5281/zenodo.8374161
TEACHING-LEARNING PROCESS IN POLITICAL SCIENCE

Raghvendra Pratap Singh Pundir & Prof. S. K Pundir

Recived Date: 2023-06-21 | Accepted Date: 2023-06-30 | Published Date: 2023-08-01

Page No.: 625 - 630

Political Science is a social wisdom discipline concerned with the study of the state, nation, government and politics, and programs of government. Aristotle defined it as the study of the state. It deals considerably with the proposition and practice of politics, and the analysis of political systems and political culture. Political Science intersects with other fields, including economics, law, sociology, history, anthropology, public administration, public policy, public politics, transnational relations, relative politics, psychology, political association and political proposition. Politics is an ongoing process, which aims at achieving the well- being of individualities in the organized society by working their problems to the topmost extent possible. Aristotle called politics as a “master wisdom.” For David Easton, politics is an attempt at “authoritative allocation of values.” The present conceptual paper is too focused on Study the Teaching-Learning Process in Political Science with prime aims (i) to understand the concept of Political Science. (ii) To discuss the Nature of Political Science as a Subject. (iii) To analyse the Teaching-Learning Methods in Political Science. The methodology of the research is a different type involving an interpretative, conversation, observation and study secondary sources, like books, articles, journals, thesis, university news, expert opinion, and websites, etc.

Key Words: Teaching-Learning Process, Political Science



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MAHAVIDYLAY SAWYATTA:EKGUNATMAK SANDHI

Dr. Atul Prakash Kulkarni

Recived Date: 2023-06-21 | Accepted Date: 2023-07-30 | Published Date: 0023-08-20

Page No.: 631 - 632

MORPHOMETRIC ANALYSIS OF PEDDAVAGU DRAINAGE, CHITTOOR DISTRICT, ANDHRA PRADESH, INDIA

K. Siva Prasad, T. Madhu, S. Siddi Raju & Siva Prathap. T

Recived Date: 2023-06-21 | Accepted Date: 2023-07-30 | Published Date: 2023-08-20

Page No.: 633 - 640

The morphometric analysis gives an insight about the linear, aerial and relief parameters of the streams in any area. These parameters provide information on topography, structural controls and geomorphological condition of an area. This analysis certainly helps the administrators in prioritising the watersheds. In the study area, the watershed boundaries are delineated after delineation of the streams using Survey of India Toposheets on 1:50000 scale. The order of streams varies from first order to fifth order with variable stream lengths.The stream orders and stream numbers are inversely related. Based on the streams, it is noted that the drainage pattern is dendritric. The drainage intensity is 1.26 indicates that there is little influence of geological structures and lithology on the streams



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DEMOCRATIC DECENTRALIZATION INSTITUTIONS AND IMPROVE ITS FUNCTIONS GRASS ROOT LEVEL IN ANDHRA PRADESH – INDIA

Dr. G. Narasimha Reddy

Recived Date: 2023-07-25 | Accepted Date: 2023-08-30 | Published Date: 2023-09-01

Page No.: 334 - 339

This study focuses on examining the views of teachers and examining the problems of children about multigrade teaching. Investigators used purposive sampling and selected five primary schools of pattamundai block in kendrapara district of odisha. Descriptive survey method with qualitative approaches was employed for sixty respondents from teachers and students. To data collection the investigator used various tools and techniques such as self-made questionnaire for teachers and focus group discussion for students. Data was analyzed and interpreted using percentage analysis and qualitative techniques of thick description. The findings revealed that the physical environment of classrooms was not well equipped. Teachers reported that they had to face lots of problems to handle multiple grade classes and 75% teachers viewed that they had to take more than three classes simultaneously. It is therefore recommended that schools and mass education must recruit teachers in primary schools to enhance the qualitative improvement in primary level and to reduce teachers’ scarcity.

Keywords: Multigrade teaching, Primary school, monograde



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