EDITOR
Manoj Kumar. J
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Amrita Katyayni & Ms. Shahin
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P. Sumitha & Rita Rani Mandal
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Maloth Ramesh
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Rajesh Kumar Sharma & Deeksha Sharma
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Mandakini Panda
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Homesh Rani Gaur
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Rupali Tukaram Mergewad
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Kailash Bhimrav Pupalwad
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Kranti Suhas Boravake & Ku. Shradha Kaluram Kate
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Radhika Rajiv Jadhav & Seema K Bhandare
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Mr. Dhananjay Trimukhe & Alka Wadhwana
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Priyanka Sharma
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Candavara
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Saritta
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Sunil Kumar
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Mrs. Rachita Behera
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Prof. Chandra Dhari Yadav & Ranjana
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Sheetal Badyal & Neerja Sharma
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Suman Kumari & Prof. Vishal Sood
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Prof. Chandra Dhari Yadav & Asst. Prof. Archana Kumari
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Sheetal Badyal, Neerja Sharma & Puja Nayyar
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Sandhya Singh & Atul Kumar
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Vikas Mane
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Ms. M. Sumithra & S. Komalavalli
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Vineeta Chaudhary
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Hemant Singh Keshwal
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Richa Chaturvedi, Prof. Anjali Srivastava & Deepa Saxena
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Mr. Vimal Kumar & Kirti Prajapati
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Sushil Kumar & Prof. Chandra Dhari Yadav
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Asha & Mukesh Kumar
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Sahadev Singh & Neetu
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Sou. Sarita Manohararao Dongare
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Manoj Kumar Singh
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Anu Nagar
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Jeewan Khushalrao Shinde
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Preetha George
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Taiyaba Nazli
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Sushil Kumar Dadhwal
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Pradip Kumar
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Dr. Yatharth N. Vaidya
Recived Date: 2022-02-25 | Accepted Date: 2022-03-18 | Published Date: 2022-04-01
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Dr. Nishant B. Pandya
Recived Date: 2022-02-18 | Accepted Date: 2022-03-21 | Published Date: 2022-04-01
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Suryabhan Buwa
Recived Date: 2022-02-18 | Accepted Date: 2022-03-21 | Published Date: 2022-04-01
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Ms Mandeep Kaur
Recived Date: 2022-02-18 | Accepted Date: 2022-03-21 | Published Date: 2022-04-01
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The rise of digital payments has significantly transformed the global financial landscape. With the increasing penetration of smartphones, internet access, and digital technologies, consumers' methods of handling money have undergone a radical shift. Digital payment platforms, including mobile wallets, online banking, and peer-to-peer (P2P) payment systems, offer enhanced convenience, speed, and security, which appeal to a broad consumer base. Understanding the factors influencing consumer perspectives on digital payment adoption is crucial for financial institutions, technology providers, and policymakers aiming to shape the future of financial transactions. Now a days we need to study the seeks to explore consumer perceptions of digital payments, identifying key factors that influence adoption and highlighting the benefits and challenges consumers experience.
The present paper focused on a study of consumer perspectives on digital payments adoption with prime objectives are (i) To assess the factors that influence the adoption of digital payments. (ii) To explore the benefits and challenges consumers face while using digital payment systems. (iii) To evaluate the role of trust, security, and ease of use in shaping consumer attitudes toward digital payments.
The methodology of the present research was a different type involving an interpretative, observation and study secondary sources, like books, articles, newspapers, journals, previous research work, university news. etc.